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Business Operations Analyst

Köln
Full-time
Permanent employee

Job Description:

We’re a fast-scaling FinTech, founded by an experienced team that has previously built multi-million Euro companies. Over the past three years, we have established ourselves in a regulated €100bn+ market and are backed by leading unicorn founders, senior industry executives, and top-tier global VCs.

You will join a growing team at a pivotal stage and work closely with the founders to scale the company further.

We are looking for a Business Operations Analyst to join us full-time starting asap.

Your Role:

  • As a Business Operations Analyst at Xaver, you will operate at the intersection of finance, compliance, and operations - directly supporting the management team in building the operational infrastructure behind a next-generation pension and wealth platform.
  • We've spent the last three years building product and winning customers. Now we need someone to help us professionalize the engine underneath - financial systems, governance frameworks, compliance documentation, and the operational models that let us scale without breaking.
  • You will take ownership across business-critical topics - from driving our accounting platform migration and supporting our information security buildout, to managing compliance documentation and designing the KPI frameworks that keep the whole team aligned
  • Your role will be highly cross-functional: working closely with the COO/CFO, our Legal & Compliance lead, Product, Engineering, and external partners to make sure that decisions actually turn into execution.
  • This position offers a unique opportunity to gain full exposure to a fast-scaling B2B FinTech and actively shape how modern pension products are built, sold, and operated at scale.

Your Key Responsibilities:

Finance & Accounting Operations:

  • Own the migration and buildout of our financial infrastructure as we scale — you don't need to be an accountant, but you need to be comfortable jumping in, figuring it out, and driving it forward.
  • Support financial planning, budgeting, cash flow management, and runway planning.
  • Coordinate with external partners (accounting, payroll, tax advisors) and support audit processes.
  • Help structure and monitor revenue streams, billing logic, and contract-related financial flows.

Information Security & Compliance:

  • Support the buildout of our information security framework — we're handling regulated pension products in a €100bn+ market, so getting this right matters.
  • Write, manage, and maintain internal legal and compliance documentation alongside our Legal & Compliance lead — bridging the gap between regulatory requirements and day-to-day operations.
  • Contribute to structuring compliance workflows that are robust enough to satisfy regulators and lean enough to not slow us down.

Operational Frameworks & Performance:

  • Build and own KPI and OKR frameworks that give the team clarity on what matters and whether we're hitting it.
  • Design operational support models that keep cross-functional execution on track as we grow.
  • Track key commercial and operational metrics and derive actionable insights to support growth and efficiency.
  • Build and maintain business cases for new products, partnerships, and market opportunities as needed.

Cross-Functional Coordination:

  • Be the lynchpin between founders, legal & compliance, product, engineering, and external stakeholders — the person who makes sure the threads connect.
  • Drive accountability and follow-through across teams, ensuring that strategy doesn't stall between meetings.
  • Support the evaluation, onboarding, and management of business and technology partners.
  • Jump in wherever you see you can add value. This is an early-stage company and the role will evolve with you.

Your Qualifications:

  • Bachelor's degree in Accounting, Business, Finance, Law, Math, Physics or a related discipline. MBA is an advantage.
  • 2–4 years of experience in audit, advisory, risk, compliance, consulting, or operational roles within financial services , but honestly, we are open to candidates who can demonstrate a keen desire to work quickly, accurately, and without constant oversight.
  • You're the kind of person who sees a messy process and instinctively wants to fix it, document it, and make sure it doesn't break again.
  • Analytical prowess, coupled with exceptional problem-solving and organizational capabilities.
  • Stellar communication and interpersonal skills.
  • A self-driven approach with a fervor for innovation and agility in a dynamic setting.
  • Fluency in English, German is an advantage.

Reporting to:

COO / CFO

Location:

Company Headquarters in Cologne

What We Offer:

  • A paramount opportunity to shape the strategy of an industry-redefining venture from an early stage, working alongside experienced founders and being backed by internationally renowned investors from the start.
  • A role which offers continuous avenues for professional advancement and the outlook to take over a leadership in the company.
  • Empowerment and trust to let you drive your own projects from day one.
  • Competitive remuneration. Additional company perks such a gym memberships round up an individual package.
  • An amazing office in the center of Cologne.
  • A collaborative, inclusive, and forward-thinking work culture.

Application Process:

Forward-thinking candidates are invited to submit their resume, an insightful cover letter, and a link to their LinkedIn profile.

Note: We are staunch believers in equal opportunities and celebrate diversity. Discrimination on grounds of race, religion, gender, sexual orientation, age, or any other factor is against our core principles.


About us

Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for life insurance and private pension sales, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.  
 
With a leadership team of experienced industry veterans - Max Bachem, Ole Breulmann Dr. Björn Holste and Nigel Jankelson - and backing from leading VC funds and a prominent group of former financial institution executives, fintech pioneers, and unicorn founders, Xaver is dedicated to improving the pension situation of Europeans through their B2B offering.